Credit cards are usually used during Christmas, however, little did everyone know that it can be a recipe for disaster. How can you avoid overspending at this time of year? It’s probably too late to say “save for it” but remember this for next year. It is very important to plan and save money for Christmas ahead of time considering that it does not come as a surprise.
But have you ever thought on how fast Christmas has arrived? And the fact is that the older you get the quicker it seems to arrive. Knowing that it is a tough part to everyone to give gifts during Christmas season, it is important to share your thoughts about this to everyone else.
There are definitely a lot of ways on how to save money on Christmas, one of which is to bring one gift to a family member during the holidays rather than buying each one a separate present knowing that you” get pressured and spend more money.
Limit the spend on the gift to say $40 and state that it must be for male or female and must start with a letter of the alphabet for a bit of added fun. Since everyone has a gift, it can also be drawn randomly so that everyone has one. This is great fun and a little like a luxury lucky dip. Of course, everyone will enjoy the surprise gift for all. However, the essence of surprise can also depend on the potential of each family member to save for a gift.
Drawing a name of each family member in a hat in order to know on whom the gift will be given is also one way of gift giving this Holiday. Do not forget to put a limited valued price on the amount that will be spent. It is also good that you know on whom you will give the present, in that way, you can be personal in giving the gift to the family member that you have randomly drawn. If for instance there is a special family member like your grandmother in the family, you can club with other members of the family, in that way, you can give this special person a special gift. This way you can get something really special without spending a lot of money. Credit cards get reward points too! Cash some in for gifts at no cost to you. There are surely a lot of pressure in buying gifts during Christmas, however, the most expensive gift that no one can ever buy is the time and love that you will share to your family during the Christmas season.